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Protection & healthcare
Premiums rising or unsure what your employer covers? Understand your protection, costs and possible gaps.
Alvin Seah · Financial planning · Singapore
Your life changes.
Your plans should
keep up.
The family you’re building. The future you’re considering. The decisions you haven’t quite made.
I help professionals and families make sense of their insurance, investments and next steps.
Start with what’s on your mind. You don’t need to have all the answers.
HSBC Life Singapore
01 / The person behind the plansA different career.
Meet Alvin
A different career.
A personal perspective.
I entered financial services in 2015 after about nine years in aviation and the semiconductor industry. I wanted to understand investing and money management more deeply.
Today, I work with professionals and families on protection, healthcare, investment and estate-planning conversations. I’m also a husband and father of twin girls, so the decisions behind a family’s financial plan are personal to me.
More about my background and approach02 / Your priorities
How I help
What’s on your mind right now?
Choose a concern you recognise. We can focus there, then look at how it fits your wider plans.
Investments
Savings waiting for a plan, or investments you haven’t reviewed? Discuss your goals, risk and existing holdings.
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Retirement
Wondering when you could retire? Work through the lifestyle, income and resources your plan would need.
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Family planning
A new baby, home or job can change your budget. Bring your family’s priorities into the same conversation.
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Estate & legacy
Unsure where to begin with a Will, LPA or nominations? Organise your wishes and the questions for legal follow-up.
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Regular reviews
Policies set up years ago? Check what you have and whether it still fits before making changes.
03 / A little more clarityStart with the question
All resourcesThe reading room
Start with the question
on your mind.
Practical answers to questions that come up in client conversations. Explore one that matters to you.
Family finances
Financial planning for new parents in Singapore
A practical financial planning guide for new parents in Singapore covering household cash, family protection, caregiving, healthcare, education, retirement and estate arrangements.
Read the guide · 4 minInvesting & retirement
SRS investment options in Singapore
Compare SRS investment options in Singapore by risk, costs, liquidity and retirement role after separating contribution, investment and withdrawal decisions.
Read the guide · 3 minInsurance & claims
Insurance claim rejected in Singapore? What to do next
Understand the insurance complaint process in Singapore, organise the evidence and prepare a focused claim appeal without assuming approval.
Read the guide · 3 minHealthcare
My Integrated Shield Plan premium increased. What should I review?
Review hospital preferences, long-term affordability, rider choices and employer benefits before changing your Shield coverage.
Read the guide · 5 min04 / The conversation
Your first review
A review that starts with your priorities.
You may have plans set up years ago, or it may simply have been a while since someone reviewed everything with you. We’ll begin with where you are today and what has changed.
No need to prepare everything beforehand. Tell me what matters, and I’ll help organise the conversation.
1
Share your priorities
A few quick choices help me understand what you want from the meeting.
2
I prepare beforehand
We’ll clarify what you have, what matters to you and which questions need a closer look.
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We focus on what matters
Our conversation starts with your concerns, questions and next decisions.
A different career direction
Considering your next chapter?
Explore what a move into financial planning could involve, from the day-to-day work to the transition from your current career.