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Protection & healthcare
Premiums rising or unsure what your employer covers? Understand your protection, costs and possible gaps.
Alvin Seah · Financial planning · Singapore
Your life changes.
Your plans should
keep up.
The family you’re building. The future you’re considering. The decisions you haven’t quite made.
I help professionals and families make sense of their insurance, investments and next steps.
Start with what’s on your mind. You don’t need to have all the answers.
HSBC Life Singapore
01 / The person behind the plansA different career.
Meet Alvin
A different career.
A personal perspective.
I entered financial services in 2015 after about nine years in aviation and the semiconductor industry. I wanted to understand investing and money management more deeply.
Today, I work with professionals and families on protection, healthcare, investment and estate-planning conversations. I’m also a husband and father of twin girls, so the decisions behind a family’s financial plan are personal to me.
More about my background and approach02 / Your priorities
How I help
What’s on your mind right now?
Choose a concern you recognise. We can focus there, then look at how it fits your wider plans.
Investments
Savings waiting for a plan, or investments you haven’t reviewed? Discuss your goals, risk and existing holdings.
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Retirement
Wondering when you could retire? Work through the lifestyle, income and resources your plan would need.
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Family planning
A new baby, home or job can change your budget. Bring your family’s priorities into the same conversation.
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Estate & legacy
Unsure where to begin with a Will, LPA or nominations? Organise your wishes and the questions for legal follow-up.
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Regular reviews
Policies set up years ago? Check what you have and whether it still fits before making changes.
03 / A little more clarityStart with the question
All resourcesThe reading room
Start with the question
on your mind.
Practical answers to questions that come up in client conversations. Explore one that matters to you.
Insurance & claims
Is your insurance still suitable for your needs and budget?
A practical way to review protection, overlapping benefits and affordability without rushing to cancel useful cover.
Read the guide · 3 minInsurance & claims
My company covers me. Do I still need personal hospital insurance?
Compare employer benefits, personal hospital cover, claim coordination and what happens when employment changes before deciding what to keep.
Read the guide · 3 minInvesting & retirement
Invest now or wait? Separate the decision from the prediction
A practical framework for deciding whether money is ready to invest, what risk fits and whether to invest at once or on a fixed schedule.
Read the guide · 5 minInvesting & retirement
What can you invest your SRS savings in?
Separate the SRS contribution, investment and withdrawal decisions, then compare eligible choices by risk, costs, liquidity and their role in retirement.
Read the guide · 3 min04 / The conversation
Your first review
A review that starts with your priorities.
You may have plans set up years ago, or it may simply have been a while since someone reviewed everything with you. We’ll begin with where you are today and what has changed.
No need to prepare everything beforehand. Tell me what matters, and I’ll help organise the conversation.
1
Share your priorities
A few quick choices help me understand what you want from the meeting.
2
I prepare beforehand
We’ll clarify what you have, what matters to you and which questions need a closer look.
3
We focus on what matters
Our conversation starts with your concerns, questions and next decisions.
A different career direction
Considering your next chapter?
Explore what a move into financial planning could involve, from the day-to-day work to the transition from your current career.